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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,980 | $155,555-73.7% | $146,866-72.1% | $155,188-73.6% |
| Participation rate | 95.5% | 84.0%+11.5pp | 82.5%+12.9pp | 80.8%+14.7pp |
| Annual return | 4.65% | 115.41%-110.8pp | 102.85%-98.2pp | 148.84%-144.2pp |
| Employer contribution / active EE | $2,609 | $4,647-43.8% | $4,425-41.0% | $4,248-38.6% |
| Participant deferral / active EE | $7,583 | $8,044-5.7% | $7,759-2.3% | $6,531+16.1% |
| Admin fee / account holder | $67,587 | $14,755+358.1% | $13,620+396.2% | $14,480+366.8% |