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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,738 | $154,193+51.6% | $130,045+79.7% | $139,466+67.6% |
| Participation rate | 81.8% | 82.0%-0.1pp | 78.5%+3.3pp | 80.3%+1.5pp |
| Annual return | 16.01% | 32.51%-16.5pp | -137.30%+153.3pp | 373.66%-357.7pp |
| Employer contribution / active EE | $2,616 | $5,292-50.6% | $4,321-39.5% | $4,754-45.0% |
| Participant deferral / active EE | $9,254 | $6,709+37.9% | $5,820+59.0% | $6,712+37.9% |
| Admin fee / account holder | $1,886 | $13,989-86.5% | $10,600-82.2% | $11,409-83.5% |