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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,240 | $201,372-87.0% | $184,260-85.8% | $145,884-82.0% |
| Participation rate | 82.6% | 87.5%-4.9pp | 86.8%-4.2pp | 80.3%+2.3pp |
| Annual return | 31.05% | 29.04%+2.0pp | 28.84%+2.2pp | 551.85%-520.8pp |
| Employer contribution / active EE | $1,557 | $7,024-77.8% | $6,427-75.8% | $4,662-66.6% |
| Participant deferral / active EE | $7,370 | $9,808-24.9% | $9,133-19.3% | $6,690+10.2% |
| Admin fee / account holder | $2,238 | $16,362-86.3% | $13,898-83.9% | $13,392-83.3% |