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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,432 | $91,911-48.4% | $68,612-30.9% | $135,379-65.0% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -22.73% | -8.22%-14.5pp | -4.63%-18.1pp | 519.79%-542.5pp |
| Employer contribution / active EE | $19,475 | $3,924+396.4% | $2,625+641.9% | $4,779+307.5% |
| Participant deferral / active EE | $16,333 | $4,315+278.5% | $3,311+393.3% | $5,609+191.2% |
| Admin fee / account holder | $358 | $9,240-96.1% | $5,131-93.0% | $10,828-96.7% |