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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,085 | $81,276+7.1% | $155,574-44.0% | $80,925+7.6% |
| Participation rate | 60.7% | 66.2%-5.5pp | 78.2%-17.5pp | 67.7%-6.9pp |
| Annual return | 13.51% | 33.36%-19.9pp | 64.87%-51.4pp | 35.65%-22.1pp |
| Employer contribution / active EE | $7,129 | $3,103+129.7% | $4,676+52.5% | $2,756+158.6% |
| Participant deferral / active EE | $8,666 | $3,453+151.0% | $5,629+53.9% | $4,299+101.6% |
| Admin fee / account holder | $19,452 | $7,993+143.4% | $15,914+22.2% | $6,940+180.3% |