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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,085 | $81,233+7.2% | $155,567-44.0% | $80,874+7.7% |
| Participation rate | 60.7% | 66.2%-5.5pp | 78.2%-17.5pp | 67.6%-6.9pp |
| Annual return | 13.51% | 33.33%-19.8pp | 64.74%-51.2pp | 35.62%-22.1pp |
| Employer contribution / active EE | $7,129 | $3,101+129.9% | $4,674+52.5% | $2,756+158.7% |
| Participant deferral / active EE | $8,666 | $3,452+151.0% | $5,628+54.0% | $4,297+101.7% |
| Admin fee / account holder | $19,452 | $7,998+143.2% | $15,916+22.2% | $6,935+180.5% |