Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,078 | $89,370-87.6% | $141,197-92.2% | $72,976-84.8% |
| Participation rate | 58.0% | 75.1%-17.2pp | 82.5%-24.5pp | 69.5%-11.5pp |
| Annual return | 22.06% | 111.88%-89.8pp | 71.41%-49.3pp | 81.02%-59.0pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,363 | $5,419-74.8% | $6,710-79.7% | $3,608-62.2% |
| Admin fee / account holder | $837 | $5,957-85.9% | $10,265-91.8% | $5,124-83.7% |