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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,762 | $141,004-65.4% | $112,273-56.6% | $139,466-65.0% |
| Participation rate | 73.3% | 79.2%-5.9pp | 72.4%+0.9pp | 80.3%-7.0pp |
| Annual return | 10.72% | 32.75%-22.0pp | 30.23%-19.5pp | 373.66%-362.9pp |
| Employer contribution / active EE | $1,862 | $4,285-56.5% | $3,431-45.7% | $4,754-60.8% |
| Participant deferral / active EE | $6,327 | $5,878+7.6% | $4,800+31.8% | $6,712-5.7% |
| Admin fee / account holder | $2,687 | $9,959-73.0% | $7,752-65.3% | $11,409-76.5% |