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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,717 | $181,896-52.9% | $156,551-45.2% | $273,972-68.7% |
| Participation rate | 72.7% | 88.4%-15.7pp | 84.0%-11.3pp | 83.0%-10.3pp |
| Annual return | 6.02% | 30.74%-24.7pp | 32.23%-26.2pp | 41.46%-35.4pp |
| Employer contribution / active EE | $893 | $6,248-85.7% | $5,501-83.8% | $4,869-81.7% |
| Participant deferral / active EE | $2,347 | $5,550-57.7% | $4,871-51.8% | $5,287-55.6% |
| Admin fee / account holder | $4,400 | $15,560-71.7% | $13,028-66.2% | $10,133-56.6% |