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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,786 | $209,425-70.0% | $178,499-64.8% | $158,966-60.5% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 10.97% | 188.80%-177.8pp | 151.10%-140.1pp | 302.95%-292.0pp |
| Employer contribution / active EE | $1,938 | $5,707-66.0% | $5,011-61.3% | $4,762-59.3% |
| Participant deferral / active EE | $4,598 | $5,955-22.8% | $5,202-11.6% | $5,983-23.2% |
| Admin fee / account holder | $862 | $17,078-95.0% | $13,986-93.8% | $11,250-92.3% |