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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,484 | $178,174+12.5% | $156,181+28.4% | $137,256+46.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.62% | 84.19%-67.6pp | 64.87%-48.3pp | 220.34%-203.7pp |
| Employer contribution / active EE | $9,225 | $4,972+85.5% | $4,294+114.8% | $4,156+122.0% |
| Participant deferral / active EE | $5,061 | $6,888-26.5% | $6,132-17.5% | $6,407-21.0% |
| Admin fee / account holder | $21,626 | $17,404+24.3% | $14,586+48.3% | $12,270+76.3% |