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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,484 | $199,109+0.7% | $173,730+15.4% | $154,746+29.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 16.62% | 20.02%-3.4pp | 19.96%-3.3pp | 172.34%-155.7pp |
| Employer contribution / active EE | $9,225 | $5,311+73.7% | $4,577+101.5% | $4,379+110.7% |
| Participant deferral / active EE | $5,061 | $7,113-28.8% | $6,326-20.0% | $6,730-24.8% |
| Admin fee / account holder | $21,626 | $20,916+3.4% | $17,523+23.4% | $14,365+50.5% |