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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,914 | $93,345-72.2% | $119,126-78.2% | $87,485-70.4% |
| Participation rate | 79.3% | 68.7%+10.6pp | 75.8%+3.5pp | 68.9%+10.4pp |
| Annual return | 50.91% | 19.08%+31.8pp | 282.11%-231.2pp | 26.06%+24.9pp |
| Employer contribution / active EE | $2,374 | $3,172-25.2% | $4,034-41.2% | $2,596-8.6% |
| Participant deferral / active EE | $2,834 | $4,099-30.9% | $5,318-46.7% | $4,274-33.7% |
| Admin fee / account holder | $8,309 | $8,039+3.4% | $10,693-22.3% | $7,775+6.9% |