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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,914 | $105,284-75.4% | $150,734-82.8% | $94,015-72.4% |
| Participation rate | 79.3% | 71.7%+7.6pp | 78.4%+0.9pp | 70.8%+8.5pp |
| Annual return | 50.91% | 15.67%+35.2pp | 600.81%-549.9pp | 17.84%+33.1pp |
| Employer contribution / active EE | $2,374 | $3,599-34.0% | $4,918-51.7% | $2,790-14.9% |
| Participant deferral / active EE | $2,834 | $4,274-33.7% | $5,610-49.5% | $4,249-33.3% |
| Admin fee / account holder | $8,309 | $9,839-15.5% | $14,905-44.3% | $8,951-7.2% |