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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,620 | $58,258+29.8% | $81,820-7.6% | $80,925-6.6% |
| Participation rate | 57.1% | 63.5%-6.3pp | 72.4%-15.2pp | 67.7%-10.5pp |
| Annual return | 19.27% | 41.76%-22.5pp | 777.93%-758.7pp | 35.65%-16.4pp |
| Employer contribution / active EE | $1,975 | $2,345-15.8% | $2,915-32.2% | $2,756-28.3% |
| Participant deferral / active EE | $1,381 | $3,284-57.9% | $4,323-68.1% | $4,299-67.9% |
| Admin fee / account holder | $2,922 | $4,976-41.3% | $7,391-60.5% | $6,940-57.9% |