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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,300 | $75,962-60.1% | $154,108-80.3% | $64,173-52.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -10.20% | 30.32%-40.5pp | 735.21%-745.4pp | 7.63%-17.8pp |
| Employer contribution / active EE | $5,254 | $3,350+56.8% | $5,298-0.8% | $2,381+120.7% |
| Participant deferral / active EE | $5,170 | $3,175+62.8% | $5,081+1.8% | $3,470+49.0% |
| Admin fee / account holder | $1,975 | $5,589-64.7% | $13,411-85.3% | $4,887-59.6% |