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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,463 | $76,407+28.9% | $150,298-34.5% | $82,448+19.4% |
| Participation rate | 81.0% | 66.4%+14.6pp | 77.8%+3.3pp | 68.1%+13.0pp |
| Annual return | 23.06% | 39.99%-16.9pp | 62.79%-39.7pp | 41.64%-18.6pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $6,249 | $3,214+94.4% | $5,453+14.6% | $4,139+51.0% |
| Admin fee / account holder | $2,843 | $6,352-55.2% | $14,116-79.9% | $7,234-60.7% |