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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,119 | $154,228-77.9% | $145,433-76.5% | $137,256-75.1% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 16.65% | 74.59%-57.9pp | 66.58%-49.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $536 | $4,804-88.8% | $4,554-88.2% | $4,156-87.1% |
| Participant deferral / active EE | $3,573 | $8,216-56.5% | $7,897-54.8% | $6,407-44.2% |
| Admin fee / account holder | $1,058 | $14,344-92.6% | $13,129-91.9% | $12,270-91.4% |