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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,643 | $101,063-67.7% | $81,473-59.9% | $147,586-77.9% |
| Participation rate | 70.0% | 74.5%-4.5pp | 68.0%+2.0pp | 82.8%-12.8pp |
| Annual return | 26.05% | 32.41%-6.4pp | 38.78%-12.7pp | 578.59%-552.5pp |
| Employer contribution / active EE | $2,604 | $3,206-18.8% | $2,568+1.4% | $4,876-46.6% |
| Participant deferral / active EE | $3,849 | $4,242-9.3% | $3,537+8.8% | $5,439-29.2% |
| Admin fee / account holder | $600 | $5,812-89.7% | $4,561-86.8% | $10,886-94.5% |