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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,153 | $80,983+29.8% | $96,544+8.9% | $75,177+39.9% |
| Participation rate | 94.4% | 71.8%+22.7pp | 76.0%+18.5pp | 67.2%+27.2pp |
| Annual return | 12.15% | 27.05%-14.9pp | 25.88%-13.7pp | 160.75%-148.6pp |
| Employer contribution / active EE | $1,661 | $2,282-27.2% | $2,966-44.0% | $2,671-37.8% |
| Participant deferral / active EE | $5,658 | $3,929+44.0% | $4,851+16.6% | $4,126+37.1% |
| Admin fee / account holder | $6,587 | $6,717-1.9% | $8,254-20.2% | $5,651+16.6% |