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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,906 | $56,197-57.5% | $67,652-64.7% | $59,633-59.9% |
| Participation rate | 54.5% | 71.5%-16.9pp | 75.7%-21.1pp | 68.7%-14.1pp |
| Annual return | 0.74% | 18508.10%-18507.4pp | 6625.40%-6624.7pp | 2041.45%-2040.7pp |
| Employer contribution / active EE | $1,399 | $1,615-13.3% | $2,266-38.2% | $2,203-36.5% |
| Participant deferral / active EE | $2,125 | $2,844-25.3% | $3,560-40.3% | $3,192-33.4% |
| Admin fee / account holder | $2,275 | $3,958-42.5% | $4,821-52.8% | $4,297-47.1% |