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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,974 | $76,368+54.5% | $67,681+74.3% | $154,746-23.8% |
| Participation rate | 71.4% | 79.0%-7.5pp | 73.7%-2.3pp | 80.7%-9.3pp |
| Annual return | 15.06% | 1066.77%-1051.7pp | 590.58%-575.5pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,905 | $3,151-39.6% | $2,678-28.9% | $4,379-56.5% |
| Participant deferral / active EE | $7,059 | $4,824+46.3% | $3,976+77.6% | $6,730+4.9% |
| Admin fee / account holder | $623 | $8,559-92.7% | $6,100-89.8% | $14,365-95.7% |