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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,137 | $73,848+55.9% | $143,799-19.9% | $68,486+68.1% |
| Participation rate | 95.8% | 66.7%+29.2pp | 80.3%+15.5pp | 67.9%+27.9pp |
| Annual return | -19.82% | 0.91%-20.7pp | -0.04%-19.8pp | -7.85%-12.0pp |
| Employer contribution / active EE | $5,042 | $3,184+58.3% | $4,952+1.8% | $2,597+94.2% |
| Participant deferral / active EE | $6,788 | $3,385+100.6% | $5,638+20.4% | $4,028+68.5% |
| Admin fee / account holder | $21,857 | $5,755+279.8% | $14,677+48.9% | $5,404+304.5% |