Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,563 | $112,596-90.6% | $152,301-93.1% | $64,728-83.7% |
| Participation rate | 1.1% | 63.6%-62.5pp | 82.4%-81.4pp | 57.9%-56.8pp |
| Annual return | 10.71% | 23.76%-13.0pp | 80.50%-69.8pp | 49.38%-38.7pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,624-100.0% | $2,243-100.0% |
| Participant deferral / active EE | $6 | $6,075-99.9% | $8,004-99.9% | $2,729-99.8% |
| Admin fee / account holder | $1,147 | $996+15.2% | $14,398-92.0% | $1,145+0.2% |