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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,171 | $198,462-78.8% | $170,439-75.3% | $147,585-71.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 1.83% | 257.30%-255.5pp | 205.94%-204.1pp | 578.58%-576.8pp |
| Employer contribution / active EE | $2,890 | $6,184-53.3% | $5,433-46.8% | $4,876-40.7% |
| Participant deferral / active EE | $6,254 | $5,629+11.1% | $4,939+26.6% | $5,439+15.0% |
| Admin fee / account holder | $378 | $16,852-97.8% | $13,881-97.3% | $10,886-96.5% |