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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,038 | $100,033-51.0% | $149,716-67.2% | $70,124-30.1% |
| Participation rate | 95.7% | 83.6%+12.1pp | 87.1%+8.6pp | 69.5%+26.2pp |
| Annual return | 19.53% | 27.43%-7.9pp | 1501.67%-1482.1pp | 73.14%-53.6pp |
| Employer contribution / active EE | $4,174 | $3,661+14.0% | $5,444-23.3% | $2,342+78.2% |
| Participant deferral / active EE | $6,807 | $4,982+36.6% | $6,568+3.6% | $3,332+104.3% |
| Admin fee / account holder | $1,214 | $8,285-85.3% | $11,282-89.2% | $4,645-73.9% |