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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,645 | $202,342-56.7% | $172,753-49.3% | $152,909-42.7% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 21.10% | 1029.88%-1008.8pp | 803.00%-781.9pp | 345.46%-324.4pp |
| Employer contribution / active EE | $1,262 | $5,857-78.5% | $5,144-75.5% | $4,764-73.5% |
| Participant deferral / active EE | $5,402 | $5,948-9.2% | $5,198+3.9% | $5,851-7.7% |
| Admin fee / account holder | $1,648 | $17,112-90.4% | $13,956-88.2% | $11,601-85.8% |