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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,390 | $93,064-79.2% | $74,577-74.0% | $273,972-92.9% |
| Participation rate | 36.4% | 74.9%-38.6pp | 68.1%-31.7pp | 83.0%-46.7pp |
| Annual return | 24.11% | 26.18%-2.1pp | 20.47%+3.6pp | 41.46%-17.3pp |
| Employer contribution / active EE | $293 | $3,160-90.7% | $2,525-88.4% | $4,869-94.0% |
| Participant deferral / active EE | $2,414 | $4,160-42.0% | $3,458-30.2% | $5,287-54.3% |
| Admin fee / account holder | $3,394 | $5,273-35.6% | $4,138-18.0% | $10,133-66.5% |