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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,281 | $209,425+42.9% | $178,499+67.7% | $158,966+88.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 28.63% | 188.80%-160.2pp | 151.10%-122.5pp | 302.95%-274.3pp |
| Employer contribution / active EE | $8,829 | $5,707+54.7% | $5,011+76.2% | $4,762+85.4% |
| Participant deferral / active EE | $19,500 | $5,955+227.5% | $5,202+274.8% | $5,983+225.9% |
| Admin fee / account holder | $1,442 | $17,078-91.6% | $13,986-89.7% | $11,250-87.2% |