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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,642 | $111,301-54.5% | $112,977-55.2% | $158,966-68.1% |
| Participation rate | 52.4% | 83.5%-31.1pp | 82.6%-30.2pp | 82.0%-29.6pp |
| Annual return | 9.01% | 26.40%-17.4pp | 24.24%-15.2pp | 302.95%-293.9pp |
| Employer contribution / active EE | $2,641 | $4,471-40.9% | $4,255-37.9% | $4,762-44.5% |
| Participant deferral / active EE | $7,485 | $5,880+27.3% | $5,836+28.3% | $5,983+25.1% |
| Admin fee / account holder | $15,156 | $8,392+80.6% | $6,294+140.8% | $11,250+34.7% |