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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,704 | $88,672+59.8% | $105,223+34.7% | $82,448+71.9% |
| Participation rate | 65.2% | 67.9%-2.7pp | 75.0%-9.8pp | 68.1%-2.9pp |
| Annual return | 37.90% | 30.86%+7.0pp | 180.65%-142.7pp | 41.64%-3.7pp |
| Employer contribution / active EE | $3,150 | $3,048+3.3% | $3,689-14.6% | $2,551+23.5% |
| Participant deferral / active EE | $8,347 | $4,036+106.8% | $5,072+64.6% | $4,139+101.7% |
| Admin fee / account holder | $23,085 | $7,146+223.0% | $8,859+160.6% | $7,234+219.1% |