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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,704 | $93,345+51.8% | $119,126+19.0% | $87,485+62.0% |
| Participation rate | 65.2% | 68.7%-3.5pp | 75.8%-10.5pp | 68.9%-3.7pp |
| Annual return | 37.90% | 19.08%+18.8pp | 282.11%-244.2pp | 26.06%+11.8pp |
| Employer contribution / active EE | $3,150 | $3,172-0.7% | $4,034-21.9% | $2,596+21.3% |
| Participant deferral / active EE | $8,347 | $4,099+103.7% | $5,318+57.0% | $4,274+95.3% |
| Admin fee / account holder | $23,085 | $8,039+187.2% | $10,693+115.9% | $7,775+196.9% |