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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,272 | $153,769-41.3% | $133,975-32.6% | $273,972-67.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -0.41% | 36.51%-36.9pp | 29.29%-29.7pp | 41.46%-41.9pp |
| Employer contribution / active EE | $21,275 | $6,029+252.9% | $5,211+308.3% | $4,869+337.0% |
| Participant deferral / active EE | $11,976 | $6,958+72.1% | $6,282+90.6% | $5,287+126.5% |
| Admin fee / account holder | $90,452 | $11,765+668.9% | $9,324+870.1% | $10,133+792.7% |