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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,567 | $105,866-73.0% | $90,766-68.5% | $134,545-78.8% |
| Participation rate | 91.3% | 78.3%+13.0pp | 75.7%+15.6pp | 81.2%+10.1pp |
| Annual return | -28.20% | -10.99%-17.2pp | -12.16%-16.0pp | 418.37%-446.6pp |
| Employer contribution / active EE | $6,433 | $3,464+85.7% | $2,922+120.2% | $4,742+35.7% |
| Participant deferral / active EE | $7,440 | $5,217+42.6% | $4,565+63.0% | $6,401+16.2% |
| Admin fee / account holder | $1,351 | $13,938-90.3% | $8,446-84.0% | $11,431-88.2% |