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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,341 | $90,614-61.0% | $76,089-53.6% | $145,877-75.8% |
| Participation rate | 90.0% | 74.5%+15.5pp | 69.1%+20.9pp | 80.3%+9.7pp |
| Annual return | 16.26% | 623.80%-607.5pp | 360.94%-344.7pp | 551.28%-535.0pp |
| Employer contribution / active EE | $3,409 | $3,324+2.6% | $2,690+26.7% | $4,663-26.9% |
| Participant deferral / active EE | $8,037 | $5,168+55.5% | $4,259+88.7% | $6,691+20.1% |
| Admin fee / account holder | $362 | $8,376-95.7% | $6,418-94.4% | $13,402-97.3% |