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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,779 | $107,733-51.0% | $92,985-43.2% | $154,746-65.9% |
| Participation rate | 90.0% | 74.6%+15.4pp | 69.5%+20.5pp | 80.7%+9.3pp |
| Annual return | 20.96% | 30.39%-9.4pp | 27.99%-7.0pp | 172.34%-151.4pp |
| Employer contribution / active EE | $3,664 | $3,126+17.2% | $2,662+37.6% | $4,379-16.3% |
| Participant deferral / active EE | $8,429 | $5,053+66.8% | $4,377+92.6% | $6,730+25.2% |
| Admin fee / account holder | $1,174 | $11,369-89.7% | $9,463-87.6% | $14,365-91.8% |