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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,420 | $44,984-30.2% | $85,009-63.0% | $74,546-57.9% |
| Participation rate | 32.0% | 49.4%-17.4pp | 67.5%-35.5pp | 67.2%-35.2pp |
| Annual return | 16.60% | 26.25%-9.7pp | 66.47%-49.9pp | 1366.03%-1349.4pp |
| Employer contribution / active EE | $1,741 | $1,458+19.4% | $2,728-36.2% | $2,624-33.7% |
| Participant deferral / active EE | $3,524 | $2,733+28.9% | $4,522-22.1% | $4,347-18.9% |
| Admin fee / account holder | $16,575 | $2,208+650.6% | $6,153+169.4% | $1,944+752.8% |