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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,991 | $76,522-49.0% | $56,033-30.4% | $145,884-73.3% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 17.97% | 3014.28%-2996.3pp | 1711.38%-1693.4pp | 551.85%-533.9pp |
| Employer contribution / active EE | $1,823 | $1,382+31.9% | $1,041+75.2% | $4,662-60.9% |
| Participant deferral / active EE | $5,991 | $2,624+128.3% | $1,954+206.6% | $6,690-10.4% |
| Admin fee / account holder | $372 | $3,328-88.8% | $2,827-86.8% | $13,392-97.2% |