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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,940 | $112,121-56.4% | $95,960-49.0% | $158,966-69.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 11.23% | 171.16%-159.9pp | 91.63%-80.4pp | 302.95%-291.7pp |
| Employer contribution / active EE | $2,737 | $3,199-14.5% | $2,541+7.7% | $4,762-42.5% |
| Participant deferral / active EE | $2,388 | $4,784-50.1% | $4,167-42.7% | $5,983-60.1% |
| Admin fee / account holder | $6,116 | $10,135-39.7% | $6,797-10.0% | $11,250-45.6% |