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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,943 | $166,268-55.5% | $165,100-55.2% | $145,897-49.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.57% | 100.52%-87.9pp | 70.21%-57.6pp | 552.29%-539.7pp |
| Employer contribution / active EE | $10,441 | $5,284+97.6% | $4,348+140.1% | $4,663+123.9% |
| Participant deferral / active EE | $13,305 | $6,964+91.0% | $6,035+120.4% | $6,689+98.9% |
| Admin fee / account holder | $23,038 | $16,659+38.3% | $12,696+81.5% | $13,390+72.0% |