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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,750 | $202,440-91.7% | $169,390-90.1% | $139,466-88.0% |
| Participation rate | 54.5% | 81.1%-26.6pp | 77.2%-22.6pp | 80.3%-25.8pp |
| Annual return | 21.90% | 532.36%-510.5pp | 406.07%-384.2pp | 373.66%-351.8pp |
| Employer contribution / active EE | $879 | $4,693-81.3% | $4,013-78.1% | $4,754-81.5% |
| Participant deferral / active EE | $2,703 | $6,940-61.1% | $6,222-56.6% | $6,712-59.7% |
| Admin fee / account holder | $7,911 | $10,722-26.2% | $9,015-12.3% | $11,409-30.7% |