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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,055 | $208,088-84.6% | $186,193-82.8% | $154,746-79.3% |
| Participation rate | 58.3% | 80.0%-21.7pp | 77.1%-18.8pp | 80.7%-22.4pp |
| Annual return | 15.43% | 89.97%-74.5pp | 78.03%-62.6pp | 172.34%-156.9pp |
| Employer contribution / active EE | $1,317 | $4,340-69.7% | $3,918-66.4% | $4,379-69.9% |
| Participant deferral / active EE | $2,401 | $7,078-66.1% | $6,513-63.1% | $6,730-64.3% |
| Admin fee / account holder | $0 | $11,698-100.0% | $11,058-100.0% | $14,365-100.0% |