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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,055 | $289,211-88.9% | $260,467-87.7% | $198,609-83.9% |
| Participation rate | 58.3% | 83.1%-24.8pp | 80.5%-22.1pp | 82.4%-24.0pp |
| Annual return | 15.43% | 112.90%-97.5pp | 100.60%-85.2pp | 202.70%-187.3pp |
| Employer contribution / active EE | $1,317 | $4,663-71.8% | $4,239-68.9% | $5,055-73.9% |
| Participant deferral / active EE | $2,401 | $6,812-64.8% | $6,319-62.0% | $6,977-65.6% |
| Admin fee / account holder | $0 | $16,236-100.0% | $15,461-100.0% | $19,030-100.0% |