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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,810 | $198,457-91.0% | $170,435-89.6% | $147,586-87.9% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 12.56% | 257.30%-244.7pp | 205.94%-193.4pp | 578.59%-566.0pp |
| Employer contribution / active EE | $1,516 | $6,183-75.5% | $5,432-72.1% | $4,876-68.9% |
| Participant deferral / active EE | $2,988 | $5,629-46.9% | $4,939-39.5% | $5,439-45.1% |
| Admin fee / account holder | $3,073 | $16,852-81.8% | $13,881-77.9% | $10,886-71.8% |