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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,422 | $107,941-71.8% | $91,994-66.9% | $152,897-80.1% |
| Participation rate | 62.5% | 81.2%-18.7pp | 78.6%-16.1pp | 82.5%-20.0pp |
| Annual return | 32.24% | 89.28%-57.0pp | 69.04%-36.8pp | 345.43%-313.2pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $7,379 | $6,366+15.9% | $5,924+24.6% | $5,851+26.1% |
| Admin fee / account holder | $285 | $10,521-97.3% | $7,744-96.3% | $11,599-97.5% |