Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES LLC Service code 99 · EIN 35-2552359 | Other Fees | $26,969 |
Filed as: VOYA RETIREMENT INS & ANNUITY CO Service code 15 · EIN 71-0294708 | Recordkeeping | $1,275 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,768 | $66,813-61.4% | $100,535-74.4% | $73,497-64.9% |
| Participation rate | 88.3% | 77.5%+10.8pp | 79.4%+8.9pp | 70.7%+17.6pp |
| Annual return | -6.04% | 25.70%-31.7pp | 30.90%-36.9pp | 28.51%-34.6pp |
| Employer contribution / active EE | $2,265 | $2,147+5.5% | $3,419-33.7% | $2,270-0.2% |
| Participant deferral / active EE | $3,483 | $5,883-40.8% | $6,271-44.5% | $3,740-6.9% |
| Admin fee / account holder | $11 | $512-97.8% | $8,085-99.9% | $513-97.8% |