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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,236 | $150,447-91.9% | $136,298-91.0% | $147,586-91.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 22.65% | 1049.15%-1026.5pp | 5156.27%-5133.6pp | 578.59%-555.9pp |
| Employer contribution / active EE | $1,997 | $5,256-62.0% | $4,696-57.5% | $4,876-59.1% |
| Participant deferral / active EE | $3,676 | $6,631-44.6% | $6,247-41.2% | $5,439-32.4% |
| Admin fee / account holder | $707 | $10,906-93.5% | $9,244-92.4% | $10,886-93.5% |