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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,068 | $140,592-75.8% | $123,105-72.3% | $125,389-72.8% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -3.98% | 16.80%-20.8pp | 13.22%-17.2pp | 282.24%-286.2pp |
| Employer contribution / active EE | $2,770 | $6,041-54.1% | $5,151-46.2% | $4,866-43.1% |
| Participant deferral / active EE | $5,329 | $6,980-23.7% | $6,229-14.5% | $5,352-0.4% |
| Admin fee / account holder | $550 | $11,198-95.1% | $9,014-93.9% | $9,541-94.2% |