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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,464 | $76,551-83.7% | $123,894-89.9% | $62,881-80.2% |
| Participation rate | 97.6% | 73.0%+24.6pp | 81.4%+16.2pp | 69.3%+28.3pp |
| Annual return | 12.72% | 18.68%-6.0pp | 47.52%-34.8pp | 20.14%-7.4pp |
| Employer contribution / active EE | $952 | $2,882-67.0% | $4,617-79.4% | $2,281-58.2% |
| Participant deferral / active EE | $4,867 | $4,840+0.6% | $5,984-18.7% | $3,203+51.9% |
| Admin fee / account holder | $919 | $4,826-81.0% | $8,357-89.0% | $4,296-78.6% |