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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,756 | $138,076-92.9% | $123,553-92.1% | $135,380-92.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.16% | 153.70%-164.9pp | 119.21%-130.4pp | 519.81%-531.0pp |
| Employer contribution / active EE | $2,051 | $5,152-60.2% | $4,628-55.7% | $4,779-57.1% |
| Participant deferral / active EE | $4,056 | $6,800-40.3% | $6,426-36.9% | $5,609-27.7% |
| Admin fee / account holder | $2,515 | $10,917-77.0% | $9,284-72.9% | $10,828-76.8% |