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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,092 | $201,370-72.6% | $184,256-70.1% | $145,897-62.2% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 12.99% | 29.05%-16.1pp | 28.85%-15.9pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,226 | $7,024-82.5% | $6,427-80.9% | $4,663-73.7% |
| Participant deferral / active EE | $8,170 | $9,808-16.7% | $9,133-10.6% | $6,689+22.1% |
| Admin fee / account holder | $3,278 | $16,364-80.0% | $13,899-76.4% | $13,390-75.5% |