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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,292 | $160,070-58.6% | $147,117-54.9% | $145,897-54.6% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 10.28% | 98.69%-88.4pp | 420.54%-410.3pp | 552.29%-542.0pp |
| Employer contribution / active EE | $1,232 | $5,285-76.7% | $4,932-75.0% | $4,663-73.6% |
| Participant deferral / active EE | $3,174 | $8,419-62.3% | $8,065-60.6% | $6,689-52.6% |
| Admin fee / account holder | $23,853 | $15,035+58.6% | $12,993+83.6% | $13,390+78.1% |