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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,638 | $154,228-56.1% | $145,433-53.5% | $137,256-50.7% |
| Participation rate | 65.0% | 83.8%-18.8pp | 82.1%-17.1pp | 80.0%-15.0pp |
| Annual return | 18.49% | 74.59%-56.1pp | 66.58%-48.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,031 | $4,804-78.5% | $4,554-77.4% | $4,156-75.2% |
| Participant deferral / active EE | $6,033 | $8,216-26.6% | $7,897-23.6% | $6,407-5.8% |
| Admin fee / account holder | $867 | $14,344-94.0% | $13,129-93.4% | $12,270-92.9% |