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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,638 | $156,398-56.8% | $147,318-54.1% | $138,895-51.3% |
| Participation rate | 65.0% | 83.8%-18.8pp | 82.1%-17.1pp | 79.9%-14.9pp |
| Annual return | 18.49% | 78.75%-60.3pp | 70.43%-51.9pp | 145.39%-126.9pp |
| Employer contribution / active EE | $1,031 | $4,853-78.8% | $4,593-77.6% | $4,194-75.4% |
| Participant deferral / active EE | $6,033 | $8,237-26.8% | $7,906-23.7% | $6,396-5.7% |
| Admin fee / account holder | $867 | $14,976-94.2% | $13,708-93.7% | $12,562-93.1% |