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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,456 | $45,152-72.4% | $73,836-83.1% | $59,633-79.1% |
| Participation rate | 50.0% | 64.0%-14.0pp | 73.4%-23.4pp | 68.7%-18.7pp |
| Annual return | 1.18% | 27.40%-26.2pp | 2268.06%-2266.9pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $755 | $1,901-60.3% | $2,787-72.9% | $2,203-65.7% |
| Participant deferral / active EE | $1,019 | $2,573-60.4% | $3,583-71.6% | $3,192-68.1% |
| Admin fee / account holder | $1,919 | $3,515-45.4% | $4,882-60.7% | $4,297-55.3% |